This article was written in May 2016. The Handbook does not refer to insistent clients and there are no rules or guidance specifically about this. In practice, there may be occasions where the client wishes to take a different course of action from the one you recommend and wants you to facilitate the transaction against your advice. When a client does this they are commonly referred to as an insistent client.

In the Budget of 2015, the idea of Pension Freedom was introduced. This article covers my guidance on this issue.

This article was written in January 2015 A training document covering the rules around ISA investment at the time.

This article was written January 2015. It runs through some features of OEICs, unit trusts and ETFs. OEICs and Unit Trusts are forms of collective investment, which allow individuals to participate in a large portfolio of quoted securities by pooling their money together with other investors.

From the recent FCA Positive Compliance workshop, we were given guidance (warning?) that the FCA is going to be focussing on due diligence in 2015 and that may involve a thematic review. I thought that the most helpful thing I could do would be to start your thought processing in advance, just in case you are asked to help the FCA with their review. The old adage “to fail to prepare is to prepare to fail” is applicable.

This article was written in 2014 to report back to my client IFA firms from the FCA Positive Compliance Live & Local workshops that i attended.

This outlines an advice process for new business and client busienss reviews

This article was writtenin May 2014. It outlines the risks relating to investment in Enterprise Investment Schemes MPS fund managers.

This article is about attitude to investment risk. It deals with capacity for loss and the need to take risk.

This note was written in October 2013 Quoted from FCA Technical Specialist Rory Percival.

This is a presentation that I wrote in March 2012. I think that it was originally presented at a Business Network International meeting, but I may also have present to some adviser.

This article was written in October 2011 and covers the benefits of compliance for a business.

This was original written as a training presentation in August 2008.

This article was written in Spember 2007. All about platforms.

This was a procedure that I wrote when I was practicing as an Independent Adviser in 2007.

This article was written in May 2006. A view of the mortgage market in Brighton in 2006.

This newsletter was produced in December 2004 for the clients of my Tony Catt Independent Financial Adviser practice.

This was a training program that I wrote when I took on several advisers into an Appointed Representative firm.

This article was written for publication in the Evening Argus n April 2003.

This newsletter was produced in December 2004 for the clients of my Tony Catt Independent Financial Adviser practice.

This article was written in October 2001 for publication in the Evening Argus.