Over the years, the FCA has been fighting a (losing) battle to try to stop consumers receiving poor value and poor advice relating to financial services.

Over the years, the FCA has been fighting a (losing) battle to try to stop consumers receiving poor value and poor advice relating to financial services.

I have recently embarked on research into ESG Investment and am due to complete my report on this by the end of October. It has introduced me to a whole new world of Responsible Investment and there are advisers who have been operating in this space for years and have built up considerable expertise. This has been great as they have been very helpful to a newbie dabbler like me. .

This article was written for IFA Magazine in March 2022 .I have completed reports in 2020 and 2021 covering Managed Portfolio Services (MPS) in some detail and will be embarking on my research later in the summer this year

Over the years, the FCA has been fighting a (losing) battle to try to stop consumers receiving poor value and poor advice relating to financial services.

This article was written for IFA Magazine in June 2021 The MPS project mushroomed up from an initial request from one of my client IFA firms to undertake due diligence because they wanted to use OMW Wealth Select. So just a bit of whole of market due diligence. Three months later, I had a document running to 160 pages involving more than 60 MPS fund managers.

IFA Magazine – 10th Anniversary look at compliance
IFA Magazine has been publishing for almost exactly the same length of time as my own compliance business. We have shared some interesting times. Very much under the old Chinese curse “May you live in interesting times!”

I work on the basis – who is worse, the perpetrator or the witness who could have done something to stop bad practice, but did nothing and allowed it to happen/recur?

With so many column inches already written about this, what on earth can I write that would be new and interesting? I guess that I will need to go from personal experience.

This is an article written for T-C News in March 2021. Outlining sustainable investments

This article was written for IFA MAgazine in January 2021. The need for advice is based on the assumption that an adviser is likely to know more than the client about the choices available to the client when considering how to achieve certain life goals.

The downside of being “just in time” with copy is that the editor gets a bit jumpy and impatient. The upside is that I can now comment on the “Joint FCA and PRA statement on SM&CR and coronavirus: our expectations of dual-regulated firms – December 2020 update” which was released on 18th December. Not that I can say that it was planned at all.